A shop owner's plain-language guide to stablecoins
What JPYC, USDT and USDC actually are, and why more counters in Kyoto and Osaka are quietly starting to take them.
PAY WITHOUT
BORDERS
Accept and send JPYC, USDT and USDC at the same counter — no card network, no currency exchange desk. Set up takes an afternoon, and support is on call around the clock in English and Japanese.
Early access opening now
Live
Watching it happen, right now
A running look at transactions clearing across Jurniti counters. (Sample feed for illustration.)
Cleared today
0
2,400+
Shops accepting Jurniti
¥1.8B
Processed since launch
0.4%
Average transaction fee
11 sec
Median settlement time
Built for how money already moves
One counter, three coins
A customer taps to pay in JPYC, USDT or USDC — you receive settlement in whichever one you've set as your default, converted automatically.
Fees near zero
Settlement runs on public blockchain rails, so there's no card network cut. Most merchants pay under 0.5% per transaction.
Settles in seconds
No three-day hold. Funds land in your business wallet as soon as the block confirms, and can be moved to a bank the same day.
Built-in compliance
Transaction screening and reporting are handled for you, so you stay aligned with Japan's Payment Services Act as rules evolve.
One dashboard, every register
Add every till, stall or checkout to a single account. See today's takings across all of them, broken out by coin, without exporting a thing.
Works offline at the counter
A poor connection doesn't stop a sale — the app queues the transaction and confirms it the moment signal returns.
Live in an afternoon
01
Connect a wallet
Create a Jurniti business wallet, or link one you already hold. Verification is a short form, not a branch visit.
02
Put a code on the counter
We send a printed QR code and, if you sell online, a checkout snippet for your existing site or storefront platform.
03
Get paid, in your coin
Customers scan and pay in whichever stablecoin they're holding. You always receive the one you chose at setup.
For shops & restaurants
Stop losing margin to card fees
Keep your card terminal for customers who want it, and offer Jurniti alongside it for the ones who'd rather pay direct. Most owners see it pay for itself inside the first month.
- No monthly terminal rental
- Same-day payout to your bank
- Works with your existing POS
For visitors to Japan
Skip the currency counter
Load USDT or USDC before you land, and spend it directly at any Jurniti counter — no airport exchange rate, no leftover coins at the end of the trip.
- No foreign transaction fee
- Spend the balance you actually have
- Works the moment you land
Held to the same standard as a bank, built like software
Every wallet is non-custodial by default — Jurniti never holds your funds, only routes them. Here's what sits underneath that.
Licensed in Japan
Registered as a Type-1 Funds Transfer provider under the Payment Services Act, audited annually.
Multi-signature settlement
Merchant payouts require multiple independent approvals before funds move, even internally.
Real-time screening
Every transaction is checked against sanctions and fraud lists before it settles — not after.
Independently audited
Smart contracts and custody flows are reviewed by a third-party security firm each quarter.
What early partners say
"We used to lose almost three percent to card processing. Now it's closer to nothing, and the money is in our account the same evening."
Aoi Tanaka — Kissa Marui, Kyoto
"I paid for a whole week of meals in Osaka straight from USDC on my phone. Never touched an exchange counter."
Marcus Webb — visitor from London
"Setup took less time than opening a new bank account. Support answered in under a minute, at 11pm."
Rin Kobayashi — Kobayashi Hardware
"Our regulars started asking for it before we even finished setup — turns out a lot of them were already holding USDC."
Sana Yamamoto — Yamamoto Produce Stand
Questions, answered plainly
No. Shoppers can buy JPYC, USDT or USDC inside the app with a regular bank transfer or card, then spend it at any Jurniti counter. Merchants never need to touch crypto directly — payouts can land as yen in a normal bank account.
Stablecoins are designed to track a fixed value (JPYC to the yen, USDT and USDC to the dollar), so day-to-day movement is minimal. Your payout amount is locked in at the moment of sale, not at withdrawal.
Same business day for same-day requests made before 3pm JST. Settlement on-chain happens in seconds; the bank transfer itself follows normal domestic transfer timing.
No. Pricing is pay-as-you-go per transaction, and you can close your account at any time from the dashboard — any remaining balance is paid out first.
From the blog
Inside the settlement engine: how a payment clears in 11 seconds
A look at the multi-signature routing that moves funds from a customer's wallet to a merchant's payout, block by block.
Visiting Japan in 2027? Here's what to load before you land
A practical breakdown of which stablecoin to carry, how much, and where it's accepted outside major cities.
Simple pricing
Standard
For a single storefront or stall.
0.4%per transaction
Growth
Multiple registers, one dashboard.
0.3%per transaction
Online checkout
Drop-in snippet for your website.
0.5%per transaction
No setup fee, no monthly minimum. You only pay when you get paid.
Get early access
We're opening Jurniti to a limited number of shops and travelers first. Leave your email and we'll send a setup invite.